The Monthly Budget Planner

💰 The Peace Plan Monthly Budget Planner — by The Peace Plan Co.

Take control of your money. Protect your peace.

Money stress is one of the biggest peace-stealers — but it doesn't have to be. This beautifully designed 16-tab digital planner gives you everything you need to budget monthly, track spending, pay off debt, and build your savings — all in one calm, organised space.

No complicated spreadsheets. No financial jargon. Just clear, colour-coded tools that update automatically as you fill them in. Because managing your money should feel empowering, not overwhelming. 💛

What's Inside (16 Interactive Tabs!)

This isn't just a budget template — it's a fully interactive Google Sheets planner with dropdowns, checkboxes, auto-calculations, conditional formatting, and colour-coded progress tracking.

Tab 1: Cover Page Your planner homepage with setup instructions, a quick-start guide, currency change instructions, and a full overview of everything inside.

Tab 2: Yearly Overview A powerful dashboard that automatically pulls data from all 12 monthly tabs. See your total income, spending, savings, and remaining balance at a glance — updated in real time as you fill in each month.

Tabs 3–14: Monthly Budgets (January – December) Each month has its own dedicated tab with 5 fully interactive sections:

• 💰 Income — Track multiple income sources with expected vs actual amounts
• 🏠 Fixed Expenses — 15 pre-filled bills with due dates, checkboxes for "Paid", and auto-calculated totals
• 🛒 Variable Spending — 13 pre-filled day-to-day categories with budgeted vs actual tracking
• 🏦 Savings — Track savings contributions toward multiple goals
• 📊 Monthly Summary — Auto-calculated totals including remaining balance, spending percentages, and a 50/30/20 Rule Check that tells you if your needs, wants, and savings are on track

Tab 15: Debt Snowball Payoff Tracker Pay off your debt using the proven Snowball Method — starting with the smallest balance and rolling payments forward. Includes:

• Full debt overview with balances, interest rates, and progress bars
• Snowball payment calculator
• Monthly payment log
• Milestone celebrations (25%, 50%, 75%, and 100% debt-free!) 🎉

 Tab 16: Savings Goals Tracker Set and track multiple savings goals with:

• Visual progress percentages and colour-coded status
• Monthly savings log across all goals
• Estimated months to reach each goal
• Milestone celebrations from first €100 to all goals reached! 🏆